Making a budget doesn't mean you're stingy; it means you know where your money is going. It helps you get better at each bit. If it means increasing your income, cutting spending in some areas or improving your saving abilities. Since your goal is to be more financially smart now, it's your call.

When creating a budget, you'll start by listing your income and then subtract your recurring/regular expenses. In a perfect scenario, you'll factor in your savings goals for a guilt-free spending budget.

To stay on budget, using a budgeting spreadsheet or searching for Google Sheets templates is a common approach. However, a user-friendly offline mobile app offers an easier, private alternative.

I use such an app and I have discovered that it was much more accessible and easy to use than any other solution out there. The data from my consistent app use illustrated my daily spending habits. And one outstanding feature made it all even clearer.

Most budgeting apps focus on your monthly spending. And what it means inherently is that if in a specific month you are in the red zone of your budget - you've overspent - which isn't a disaster, the next month's budget reset provides an opportunity to correct the overspending. But what if, a week later or even the day after, you addressed your overspending?

That is why this app is a perfect solution for tracking your budget.

No need to link your bank account or your credit card. In a few simple steps, you add your income and fixed monthly expenses and let the app do its magic, calculating your daily budget. While you record your expenses each day, the app adjusts your daily budget, forecasting for future days as well. The app adjusts your next day's budget to reflect the previous day's spending. The daily budget holds more weight than the monthly one because small daily amounts accumulate and can significantly affect your monthly financial health. There is no need to wait until next month's correction.

As I stated, I use such an app on my iPhone device and found no alternative for Android users. And since I found this app so productive and easy to use, we've created one for the Google Play platform.

It offers both an ad-free experience and data protection (an offline app). The free version has all the features you need to manage your daily budget and track your expenses. The app is available for download here.

We welcome any suggestions you may have for improvement and appreciate all feedback. You can reach us via email or in the review section on the play platform.

We are strongly believe that in the long term, smart spending creates opportunities to build wealth.